Home Loans

We understand that no two borrowers are the same, which is why we have a wide assortment of loan products on offer. As a loan broker, we don’t lend directly: rather, we submit your lending application to a number of different lenders, searching diligently to find one who’s prepared to lend to you. This flexibility enables us to find property loans for many different sorts of properties and people.

There are numerous factors which can affect your credit rating adversely. Although a low credit score may mean that you aren’t eligible for some home loan products, it needn’t be a barrier to a home loan from another provider. Some of our lenders are prepared to accept borrowers who have a less-than-ideal credit rating, provided they meet other eligibility criteria. If you can show that you have a suitable amount to offer as a deposit, as well as sufficient income to meet the monthly repayments without suffering financial hardship, we will usually be able to help.

Our online application process allows people from all over the country to access our services. Virtual applications can be completed anywhere or anytime that you have an internet connection – no need to make an appointment or spend hours on the phone. Once you have submitted all the evidence we need to verify who you are and your financial circumstances, we are usually able to make a home loan decision rapidly. Particularly if you need your home loan in a hurry, we’re a mortgage broker that can work to your schedule.

Many of our clients find that, even after taking the interest on their home loan into consideration, they are still better off with a mortgage than living in rented accommodation. Not only that but as houses appreciate, it’s possible to see a healthy return on your investment as time goes on.